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Services, Rates and Insurance

Clear payment information matters. Rates depend on the therapist you choose, their qualifications, and any income-based discount that applies.

[He] saved our marriage!!! ...the most caring and effective therapist I've ever been to.

Owen S.

Rates

What determines the cost?

Turning Point Counseling does not use one flat rate for every client and therapist. The office can help you understand the rate that applies before you begin.

Therapist qualifications

Rates are based in part on the therapist’s credentials, experience, and clinical role.

Income-based discounts

Discounts may be available based on income and need. Contact the office for the rate that applies to you.

Session length

Christian counseling sessions are typically 45-50 minutes unless a therapist recommends a different structure.

Insurance

Out-of-network insurance support

TPC does not bill insurance directly or accept insurance as payment. Some plans reimburse for out-of-network mental health care.

Superbills

By request, TPC can provide a superbill with the coding and information you may need to submit to your insurance company.

Questions to ask your insurer

Ask whether you have out-of-network mental health benefits, what your deductible is, whether it has been met, and what reimbursement rate applies.

See insurance FAQ

Payment timing

Clients pay TPC directly. Any reimbursement depends on the client’s own policy and the insurance company’s decision.

Payment

HSA/FSA and payment options

TPC accepts HSA and FSA cards as a form of payment, but some HSA/FSA companies may not be compatible with the merchant service code.

HSA and FSA cards

Check with your HSA/FSA company if you are unsure whether your card will process correctly for counseling services.

Online payments

The payments page includes current options for paying by card or Zelle and includes guidance about what to include with payment.

Go to payments

Choosing care

If you are not sure which service fits, the office can help match you with the right therapist and starting point.

Request care

Request care

Talk with a real human.

Tell us what is going on. We will help match you with the right counselor.

Prefer to call? Call (714) 547-8111
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